{"id":91148,"date":"2018-07-02T10:04:41","date_gmt":"2018-07-02T03:04:41","guid":{"rendered":"http:\/\/www.pricepony.com.ph\/blog\/?p=91148"},"modified":"2018-07-02T10:04:41","modified_gmt":"2018-07-02T03:04:41","slug":"saving-money-tips","status":"publish","type":"post","link":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/","title":{"rendered":"Financial Expert&#8217;s Tips On Saving Money for a House or Car"},"content":{"rendered":"<p><strong>To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!<\/strong><\/p><div style=\"float: none; display: block; margin: 0 -10px; text-align: center;\"><!-- ph_pricepony_article_top_desktop -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:728px;height:90px\"\n     data-ad-client=\"ca-pub-4796993490224996\"\n     data-ad-slot=\"8052937650\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/div><\/p>\n<p><picture><source srcset=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/nrm_1415221003-save-money-with-insurance-discounts.webp 768w,https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/nrm_1415221003-save-money-with-insurance-discounts-300x200.webp 300w\" sizes=\"(max-width: 376px) 100vw, 376px\" type=\"image\/webp\"><img src=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/nrm_1415221003-save-money-with-insurance-discounts.jpg\" height=\"250\" width=\"376\" srcset=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/nrm_1415221003-save-money-with-insurance-discounts.jpg 768w, https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/nrm_1415221003-save-money-with-insurance-discounts-300x200.jpg 300w\" sizes=\"(max-width: 376px) 100vw, 376px\" class=\"aligncenter wp-image-91160 sp-no-webp\" alt=\"saving\" decoding=\"async\"  > <\/picture><\/p>\n<h3>Best Saving Money Tips for a House or Car<\/h3>\n<p>First thing first, make sure you have a good credit score! While you\u2019re saving, it\u2019s a good idea to make efforts to improve your credit score. According to a certified financial planner, a healthy credit score can save you thousands of dollars in interest over the years of your loan. \u201c<em>For example, on a $300,000 purchase price with a 30-year loan at 4%, your payment would be $1,954. Raise that interest rate to 6%, with an unhealthy credit score, and your payment would be $2,320; which is a whopping $131,760 over the loan.<\/em>\u201d<\/p>\n<p>Another expert also recommends improving your score by making on-time payments and keeping your credit utilization to 30% or less. Secondly, check your subscription. Have you checked your recent credit or debit card statements? One expert points out that the most common addition to monthly expenses today is streaming video services, like <a href=\"https:\/\/www.amazon.com\/Amazon-Prime-One-Year-Membership\/dp\/B00DBYBNEE\" target=\"_blank\" rel=\"noopener\">Amazon Prime<\/a>, Netflix, and Hulu. All these services offer video streaming so why pay for all three if you are looking to save money for a down payment? Select one service that checks the most boxes for you and nix all the others.<\/p><div style=\"float: none; display: block; margin: 0 -10px; text-align: center;\"><!-- ph_pricepony_article_incontent_1 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:336px;height:280px\"\n     data-ad-client=\"ca-pub-4796993490224996\"\n     data-ad-slot=\"7528541080\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<!-- ph_pricepony_article_incontent_2 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:336px;height:280px\"\n     data-ad-client=\"ca-pub-4796993490224996\"\n     data-ad-slot=\"2964262507\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/div><\/p>\n<p><picture><source srcset=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.webp 1024w,https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money-300x185.webp 300w,https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money-768x473.webp 768w\" sizes=\"(max-width: 406px) 100vw, 406px\" type=\"image\/webp\"><img src=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg\" height=\"250\" width=\"406\" srcset=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg 1024w, https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money-300x185.jpg 300w, https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money-768x473.jpg 768w\" sizes=\"(max-width: 406px) 100vw, 406px\" class=\"aligncenter wp-image-91161 sp-no-webp\" alt=\"saving\" decoding=\"async\"  > <\/picture><\/p>\n<p>Furthermore, restrain yourself from buying unnecessary things. Reports say that 61% of shoppers purchase one to three extra items whenever they shop. If you\u2019re an impulse shopper, try to break this habit by identifying your triggers. \u201c<em>Figuring out how to manage your emotions in different ways and avoiding stores that tempt you to buy things you don\u2019t need are ways to dodge those impulse buys<\/em>\u201d. Last but not least, if you\u2019re not on the market for a house or car, now is a great time to plan! One expert suggests that saving for big purchases well in advance makes the process easier. \u201c<em>Maybe your 10-year-old car works now, but in another seven years, you\u2019ll need another. Saving 10,000 to buy a car in seven years only requires you to save $119 a month over the next seven years versus trying to come up with $10,000 in one year.<\/em><\/p>\n<h3>Top tips on saving money<\/h3>\n<p>Eventually, the time will come when you want to make a big purchase, like a car or even a house. Unless you have a good amount of cash stashed away, you will likely have some saving to do. And that takes a lot of time, diligence, patience and effort. Hence, we hope that this article about saving money will be somewhat helpful to you guys!<\/p>\n<div class=\"31e97817518902a1d132cf665aa26f91\" data-index=\"3\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<!-- ph_pricepony_article_bottom -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:inline-block;width:336px;height:280px\"\r\n     data-ad-client=\"ca-pub-4796993490224996\"\r\n     data-ad-slot=\"7613953952\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n\n<\/div>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true! Best Saving Money Tips for a House or Car First thing first, make sure you have a good credit score! [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":91161,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[5386,5387],"class_list":["post-91148","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news","tag-saving","tag-saving-money"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Expert&#039;s Tips On Saving Money for a House or Car<\/title>\n<meta name=\"description\" content=\"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Expert&#039;s Tips On Saving Money for a House or Car\" \/>\n<meta property=\"og:description\" content=\"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/\" \/>\n<meta property=\"og:site_name\" content=\"Price Pony\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-02T03:04:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chris Eilers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chris Eilers\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/\",\"url\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/\",\"name\":\"Financial Expert's Tips On Saving Money for a House or Car\",\"isPartOf\":{\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg\",\"datePublished\":\"2018-07-02T03:04:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/c338807e08d2e0642a2680633342a0b6\"},\"description\":\"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage\",\"url\":\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg\",\"contentUrl\":\"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg\",\"width\":1024,\"height\":630,\"caption\":\"saving\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/www.pricepony.com.ph\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Expert&#8217;s Tips On Saving Money for a House or Car\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/#website\",\"url\":\"https:\/\/www.pricepony.com.ph\/blog\/\",\"name\":\"Price Pony\",\"description\":\"www.pricepony.com.ph\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pricepony.com.ph\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/c338807e08d2e0642a2680633342a0b6\",\"name\":\"Chris Eilers\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/df32c5a9212b896ce8ff63cc3b374123d59a6e4d719da9cf36920e14953fafbe?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/df32c5a9212b896ce8ff63cc3b374123d59a6e4d719da9cf36920e14953fafbe?s=96&d=mm&r=g\",\"caption\":\"Chris Eilers\"},\"description\":\"Chris is an experienced Digital Marketer and Growth Hacker with work experience in Mckinsey Germany and Rocket Internet Asia. He is the CEO of Oizoioi Malaysia and actively engaged in the Startup Scene in South East Asia.\",\"url\":\"https:\/\/www.pricepony.com.ph\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Expert's Tips On Saving Money for a House or Car","description":"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/","og_locale":"en_US","og_type":"article","og_title":"Financial Expert's Tips On Saving Money for a House or Car","og_description":"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!","og_url":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/","og_site_name":"Price Pony","article_published_time":"2018-07-02T03:04:41+00:00","og_image":[{"width":1024,"height":630,"url":"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg","type":"image\/jpeg"}],"author":"Chris Eilers","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Chris Eilers","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/","url":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/","name":"Financial Expert's Tips On Saving Money for a House or Car","isPartOf":{"@id":"https:\/\/www.pricepony.com.ph\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage"},"image":{"@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg","datePublished":"2018-07-02T03:04:41+00:00","author":{"@id":"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/c338807e08d2e0642a2680633342a0b6"},"description":"To some people, having a house or a car is probably one of their biggest goals\/achievements in life. And today we will show you some big saving money tips to make your dreams come true!","breadcrumb":{"@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#primaryimage","url":"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg","contentUrl":"https:\/\/www.pricepony.com.ph\/blog\/wp-content\/uploads\/2018\/06\/apps-to-help-you-save-money.jpg","width":1024,"height":630,"caption":"saving"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pricepony.com.ph\/blog\/saving-money-tips\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/www.pricepony.com.ph\/blog\/"},{"@type":"ListItem","position":2,"name":"Financial Expert&#8217;s Tips On Saving Money for a House or Car"}]},{"@type":"WebSite","@id":"https:\/\/www.pricepony.com.ph\/blog\/#website","url":"https:\/\/www.pricepony.com.ph\/blog\/","name":"Price Pony","description":"www.pricepony.com.ph","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pricepony.com.ph\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/c338807e08d2e0642a2680633342a0b6","name":"Chris Eilers","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pricepony.com.ph\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/df32c5a9212b896ce8ff63cc3b374123d59a6e4d719da9cf36920e14953fafbe?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/df32c5a9212b896ce8ff63cc3b374123d59a6e4d719da9cf36920e14953fafbe?s=96&d=mm&r=g","caption":"Chris Eilers"},"description":"Chris is an experienced Digital Marketer and Growth Hacker with work experience in Mckinsey Germany and Rocket Internet Asia. He is the CEO of Oizoioi Malaysia and actively engaged in the Startup Scene in South East Asia.","url":"https:\/\/www.pricepony.com.ph\/blog\/author\/admin\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/posts\/91148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/comments?post=91148"}],"version-history":[{"count":0,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/posts\/91148\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/media\/91161"}],"wp:attachment":[{"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/media?parent=91148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/categories?post=91148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pricepony.com.ph\/blog\/wp-json\/wp\/v2\/tags?post=91148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}